AZZIAD NASENYA IN COURT TO STOP AUCTION OF HER KILELESHWA HOME

Content creator Azziad Nasenya has moved to Commercial Court in an effort to prevent the forced sale of her Kileleshwa apartment. 

According to the filed court documents, Azziad sad that she legally obtained the property through a mortgage with a savings and credit cooperative society (Sacco). She explained that after identifying the apartment in April 2024 as her intended residence, she successfully applied for a loan of Sh20,389,720. The agreement was formalised, and the property was legally transferred to her name, with the apartment serving as security for the loan.

Azziad further stated that like many citizens facing current economic pressures, she fell behind on her repayments, accumulating arrears of Sh1,510,035 by September 2025. However, she states that the financial institution subsequently deducted Sh2.45 million from her member savings account, which she claims fully settled the outstanding arrears.

The content creator was taken aback when, just days later on September 24, 2025, an auctioneer published a notice announcing the public sale of her home on October 8, 2025, over an alleged debt of Sh21,881,979.35. Azziad argues that moving to auction the property after the arrears were cleared is a direct breach of the loan agreement.

She specifically references a clause in the charge document that prevents the lender from demanding immediate repayment outside the agreed-upon schedule. She claims the Sacco has improperly categorised her four-bedroom apartment as a three-bedroom unit, an act that could lead to it being sold significantly below its true market value. Additionally, she maintains that the mandatory statutory notices required by the Land Act were not properly served upon her, rendering the entire auction process unlawful.

Through her suit, Azziad is seeking a court declaration that she is not in arrears and that the auction notice is illegal and void. She is also requesting a permanent injunction to stop the sale, damages for breach of contract, and the cost of the lawsuit. She also said that she continues to reside in the apartment and remains willing to continue servicing the loan according to the original repayment schedule.